Bankruptcy Records Search

Bankruptcies, Liens, Judgments, Lawsuits, Assets & More!

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Databases Updated on Nov 09, 2025

What Information is Available in Bankruptcy Reports?

Whether you are looking to assess financial risk, conduct due diligence, or are simply curious about your financial history, bankruptcy records may often offer insights into a person’s or business’s financial history. But what exactly do these records generally include, and how might you access them?

Bankruptcy Filings

Bankruptcy Filings

Find all types of bankruptcy filings within seconds. Learn about the financial misfortunes of any individual by gaining access to millions of bankruptcy court records throughout the country without visiting a courthouse. Do it faster & easier, online.

Judgments

Judgments

Access all previous and latest judgements that involve someone you know. By performing a completely anonymous search within out database, you'll be able to know about their criminal convictions, penalties, fines, civil lawsuits and more.

Liens

Liens

Look up an individual'sfull Lien Records, such as Property Liens, Vehicle Liens, Mechanic Liens, Personal Liens, Attorney Liens or Tax Liens. Our online search tool is the best way to verify if a property is subject to a lien or check for unpaid taxes.

Assets

Assets

For years we've been compiling the most accurate assets data on anyone. Discover the ultimate online lookup took for tangible or intangible assets tracking, including land, personal property, financial investments, money in the bank orsavings.

Lawsuits

Lawsuits

By combing through millions of lawsuit records, we provide the best search results whenever you want to thoroughlycheck bankruptcy case information, financial details, case summaries, court location, hearing dates, filing details and much more.

Criminal Records

Criminal Records

Occasionally, bankruptcies are linked to criminal convictions, therefore, our report may also divulge court orders, if someone was found guilty of a bankruptcy offense, if they were fined or incarcerated, if they attempted to fraud, destruct or falsify financial records.

What are Bankruptcy Records?

What are Bankruptcy Records?

Bankruptcy records are official court documents that provide a detailed account of bankruptcy proceedings filed in U.S. federal bankruptcy courts. These records offer insight into a debtor’s financial situation, legal obligations, and the outcome of the bankruptcy case.

These records are part of the public domain unless sealed by court order, ensuring transparency and accountability in the legal process.

Public bankruptcy records typically include the debtor’s name, filing date, case number, court jurisdiction, and type of bankruptcy, such as Chapter 7 (liquidation), Chapter 13 (repayment plan), or Chapter 11 (business reorganization). They also contain

  • Schedules of assets and liabilities,
  • A creditor matrix listing all parties owed money,
  • Income and expense statements, and
  • Means test results for Chapter 7 eligibility (when applicable).

Note that Chapter 13 filings often include court-approved repayment plans outlining how debts will be settled over time. Additional documents may include motions, court orders, trustee reports, and status updates, offering a comprehensive view of each case.

How To Get Bankruptcy Records

If you are wondering where you can look up bankruptcies online or how to get bankruptcy records without the hassle, the official source is PACER. The federal court system's database provides access to bankruptcy cases but requires registration and charges per document.

Alternatively, you may try RecordsFinder.com, a more convenient search tool for finding bankruptcy reports by name and location. While not affiliated with the federal courts, RecordsFinder aggregates public data, offering quick, user-friendly access to check for bankruptcy filings without needing legal expertise.

Bankruptcy Records by States

While states like Vermont and Rhode Island have only one federal district, more populous states like California and New York are divided into multiple federal districts. Hence, a successful search of state bankruptcy reports begins with identifying the relevant U.S. Bankruptcy Court district where such records are filed, usually based on the debtor's business location. Once located, you can find bankruptcy records by state through the appropriate court's portal, though access and search tools may vary by district.

Who Might Use Bankruptcy Records and Why

Bankruptcy records are a valuable source of legal and financial insight used by various individuals and organizations for different purposes.

  • Lenders and financial institutions review these records to assess a borrower's creditworthiness during loan or refinancing evaluations.
  • Employers, particularly in finance or security-related fields, may include a bankruptcy records search in history checks for roles involving fiduciary duties.
  • Landlords and property managers use them to evaluate a tenant's financial stability.
  • Attorneys, trustees, and debt collectors rely on bankruptcy filings to verify debt status, creditor claims, or whether an automatic stay or discharge applies.
  • Journalists, researchers, and individuals may explore bankruptcy records for reporting, academic analysis, or personal interest.

FAQs About Bankruptcy Records

How to find bankruptcy records for free?

Interested persons may only be able to access bankruptcy records for free by visiting the public terminals at federal courts or online via PACER; if they are a party to the case. For a quick, low-cost bankruptcy records search, RecordsFinder offers an easy way to check bankruptcy filings by name and location.

How long does bankruptcy stay on your credit report?

The length of time bankruptcy stays on your credit report depends on the type, Chapter 7 remains for 10 years, while Chapter 13 typically lasts 7 years, after which it is automatically removed by credit bureaus.

Are bankruptcy records public?

Generally, bankruptcy records are accessible to the public, except that they are sealed by the court. However, personal information like full Social Security numbers and financial account details is redacted to protect privacy.

How can I find out if my bankruptcy case is closed?

To check if your bankruptcy case is closed, you can log into PACER, call the free VCIS phone system, contact the bankruptcy court clerk, or use RecordsFinder.com to see if your case is listed as closed in public records.

Can I get proof I never filed for bankruptcy?

To confirm no bankruptcy case has been filed under your name or Social Security number, you can request a “no record” certificate from the Bankruptcy Court or perform a comprehensive search through PACER or a third-party provider.

Is it legal to search someone’s bankruptcy record?

It is legal to search someone’s bankruptcy record as they are public documents, but any use must comply with laws like the Fair Credit Reporting Act, which requires proper disclosure and consent.

Why Choose RecordsFinder.com?

Fast

Fast

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Comprehensive

Comprehensive

We have one of the most comprehensive data coverages in the industry including state, federal, county, municipal, and private data sources when available.

Affordable

Affordable

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Reliable

Reliable

Millions of users rely on us to deliver accurate and current data for their information needs.